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Bree Shores

Mortgage Banker

NMLS #1656471

FirstBank Mortgage | NMLS #472433
315 Magnolia Avenue | Fairhope, Alabama 36532
Text Bree to the number 36260 for my App!

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

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Affordability Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Ios288 uo1p8fkvsoknlmqxgdrj
Bree Shores

Mortgage Banker

NMLS #1656471

FirstBank Mortgage | NMLS #472433
315 Magnolia Avenue | Fairhope, Alabama 36532
Text Bree to the number 36260 for my App!

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
MI rates provided by Logomgictrans12

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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An Alabama native, Bree wouldn't want to live anywhere other than the Eastern Shore of Mobile Bay. She and her husband, Judson, are raising their two children in Fairhope since they fulfilled their dream of moving to this area in 2011 from Birmingham. Bree is very familiar with all the local schools and community events. Outside of Mortgage Banking, Bree loves photography, watching her children in sports & drama and being outdoors on the beach. She enjoys traveling, especially with her family, and jumps at any opportunity to use her creative, artistic side.
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Ios288 uo1p8fkvsoknlmqxgdrj
Bree Shores

Mortgage Banker

NMLS #1656471

FirstBank Mortgage | NMLS #472433
315 Magnolia Avenue | Fairhope, Alabama 36532
Text Bree to the number 36260 for my App!

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Ios288 uo1p8fkvsoknlmqxgdrj
Bree Shores

Mortgage Banker

NMLS #1656471

FirstBank Mortgage | NMLS #472433
315 Magnolia Avenue | Fairhope, Alabama 36532
Text Bree to the number 36260 for my App!

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